debt freedom | Mrs Smart Money

Kel Galavan

May 265 min read

Your paycheck isn't enough: why assumptions can drown you.

Don't assume that money will keep coming just because you're willing to work. Also, don't assume you will always want to work or even be ab

Kel Galavan

Apr 284 min read

Here is a friendly reminder, but you'll probably ignore it.

This is a friendly reminder that money waits for no one.

Kel Galavan

Apr 74 min read

The Gap Factor: Redefining Wealth in the Modern Age

In personal finance, a concept known as "The Gap" exists - a crucial space between income and expenses where true wealth is born.

Kel Galavan

Mar 242 min read

A Dive into Wealth Erosion: The Sneaky Culprit Behind Your Vanishing Paycheck and How to Escape

No matter how much money you make, rising expenses soak it all up, and you never seem to get past go. It's frustrating. But have you ever...

Kel Galavan

Mar 174 min read

Women, Wealth, & Wisdom: Building Financial Confidence Like a Boss

Despite living longer, healthier lives in 2024, women are still lagging behind men when it comes to planning for their financial future.

Kel Galavan

Mar 104 min read

How to Crush Your Debt Without Losing Your Mind

Most "expert" advice on paying down debt is about as useful as a bumper sticker that says, "Don't Worry, Be Happy." Sometimes, you need...

Kel Galavan